# What counts as income, and do I qualify for Medicaid?

Counts for a marketplace plan: wages and tips (after pre-tax deductions), self-employment profit, unemployment, Social Security including SSDI, pensions and traditional IRA or 401(k) withdrawals, rental income after expenses, interest, dividends, capital gains, and alimony from a divorce finalized before 2019.

Doesn't count: child support, gifts, SSI, veterans' disability payments, workers' compensation, loans, qualified Roth IRA withdrawals, and alimony from a divorce finalized in 2019 or later.

Shortcut: close to AGI on line 11 of your federal return, plus tax-free Social Security and tax-exempt interest.

Yearly Medicaid cutoffs, adults 19–64 not on Medicare (2026):

- Oregon Health Plan: 1 person $22,032; 2 $29,868; 3 $37,704; 4 $45,540; 5 $53,388; 6 $61,224
- Washington Apple Health: 1 person $22,020; 2 $29,880; 3 $37,704; 4 $45,540; 5 $53,388; 6 $61,224
- Add $7,848 per extra person

At or below the number: you likely qualify for Medicaid. Above it: look at a marketplace plan.