# ACA Open Enrollment (Oregon & Washington)

For 2027 coverage:

- Washington: Washington Healthplanfinder. Open Enrollment November 1, 2026 through January 15, 2027. Sign up by December 31 for January 1 coverage; January 1–15 for February 1 coverage.
- Oregon: Explore Health (replaces HealthCare.gov starting November 1, 2026). Enroll November 1–December 15 for January 1 coverage; December 16–January 15 for February 1 coverage.

Missing Open Enrollment usually means waiting unless a qualifying life event opens a Special Enrollment Period. Auto-renewal can leave you on a worse plan; re-shop yearly.